رئيس مجلس الإدارة
سعيد اسماعيل
رئيس التحرير
مروة أبو زاهر

رئيس مجلس الإدارة
سعيد اسماعيل

رئيس التحرير
مروة أبو زاهر

CCR Developments to Launch Third Major Project in Egypt’s New Administrative Capital

CCR Developments has officially announced plans to launch its third real estate

project in Egypt’s New Administrative Capital (NAC), reinforcing the company’s

long-term confidence in the city’s investment potential and its growing appeal as a hub

for modern living and business

According to Dr. Remon Taghian, CEO of CCR Developments, the new

development comes as part of the company’s strategic expansion after the success

of its previous flagship projects—Front Gate and CORE—both located within the NAC

Front Gate: A Fully Integrated Mixed-Use Project

Front Gate is a prominent mixed-use development comprising commercial

administrative, medical, and hotel units. The project is built on a 4,000 sqm plot and

includes a ground floor plus seven upper floors. It is strategically located near Mostakbal

City, serving residents and businesses across the New Capital, Madinaty

 and surrounding areas

Dr. Taghian confirmed that the construction of the project has reached major milestones

100% of the concrete structure completed

60% of electromechanical works finalized

Over 70% of façade works delivered

CORE: A Prime Location in the R3 District

CCR’s second project, CORE, is a commercial and administrative complex situated

in the vibrant R3 district. It enjoys a strategic position at the intersection

of two major 70-meter-wide roads and overlooks the main corridor connecting

Sports City, the Mohamed Bin Zayed Axis, and the Central Business District

The project is located just minutes from the NAC’s main gate, with ongoing construction

progressing steadily

40+ Years of Real Estate Experience in Egypt

With a strong track record of over 40 years in the Egyptian real estate market

CCR Developments has successfully delivered more than 150 standalone developments

and 250 commercial units in East Cairo. The transition to large-scale projects in the

New Capital marks a significant milestone in the company’s growth strategy

Upcoming Launch to Strengthen Market Presence

CCR Developments Dr Taghian concluded by stating that the proven success of

the company’s existing

projects forms a solid foundation for the upcoming third project launch The new

development is expected to introduce innovative concepts to the real estate

market in Egypt, while enhancing the company’s position as a leader in

high-quality, mixed-use urban developments in the NAC

LG Electronics Reports Robust Q2 2025 Performance Despite Global Market Headwinds

LG Electronics Inc. announced its consolidated financial results for the second quarter of 2025, posting revenue of KRW 20.74 trillion and an operating profit of KRW 639.4 billion.

Despite a year-over-year decline attributed to global market softness, tariff pressures, and rising logistics costs, LG demonstrated resilience through strong performances across its key business segments.

Strong Performance in Core Segments Drives Growth

The Home Appliance Solution (HS), Vehicle Solution (VS), and Eco Solution (ES) divisions all achieved record-breaking revenue and operating profits in Q2 2025, marking their best-ever second-quarter results.

Notably, the Vehicle Solution Company reached historic highs in both revenue and profitability, boosted by growing demand for automotive components and in-vehicle infotainment (IVI) systems.

In contrast, the Media Entertainment Solution (MS) division faced challenges with decreased TV sales and higher marketing expenses, leading to an operating loss.

However, the webOS platform’s advertising and content services continued to generate steady profits, contributing positively to LG’s overall earnings.

Strategic Focus on B2B, Subscription Services, and Direct-to-Consumer Channels

LG is intensifying its strategic shift toward business-to-business (B2B) segments—including vehicle components, smart factory solutions, and HVAC systems—alongside expanding non-hardware businesses such as subscription services and its webOS platform.

The company’s direct-to-consumer (D2C) operations, particularly through its online store LGE.COM, also play a critical role in boosting profitability and enhancing brand loyalty.

In Q2 2025, LG’s B2B revenues increased by 3% year-over-year to KRW 6.2 trillion, supported by vehicle and HVAC solutions.

Meanwhile, home appliance subscription services grew by 18% to KRW 630 billion, underscoring the success of LG’s portfolio transformation and recurring revenue model.

Detailed Q2 2025 Results and Outlook by Division

Home Appliance Solution (HS) Company

The HS division reported KRW 6.59 trillion in revenue and KRW 439.9 billion in operating profit, achieving its strongest second-quarter performance.

This was driven by a dual-track approach targeting both premium and mass markets, rapid growth in subscription services, and operational efficiencies that offset rising tariffs and freight costs.

LG plans to continue expanding its subscription and D2C offerings while managing costs to sustain profitability despite competitive pressures.

Media Entertainment Solution (MS) Company

With revenue of KRW 4.39 trillion, the MS division faced an operating loss of KRW 191.7 billion due to soft demand and increased marketing.

The division aims to improve operational efficiency and grow its presence in emerging markets such as India. The webOS platform is expected to further develop with new content in gaming and digital arts, helping stabilize future earnings.

Vehicle Solution (VS) Company

The VS division recorded a historic revenue of KRW 2.85 trillion and operating profit of KRW 126.2 billion, fueled by strong OEM sales in Europe and a strategic emphasis on premium IVI systems.

Efficiency improvements in electric vehicle components and lighting systems also contributed to this robust performance. The division will focus on deepening customer relationships and maintaining margins through continued operational excellence.

Eco Solution (ES) Company

The ES division achieved record Q2 revenue of KRW 2.64 trillion and operating profit of KRW 250.5 billion, driven by high demand for residential air conditioners and expanded commercial HVAC sales. Increased sales volumes improved operating leverage and profitability.

Going forward, LG plans to target high-efficiency product replacements and explore growth opportunities in AI data center cooling solutions, power generation systems, and liquid cooling technologies.

Conclusion: LG’s Resilient Growth Strategy for 2025 and Beyond

LG Electronics is successfully navigating the challenging global market environment by leveraging operational resilience, portfolio diversification, and strategic focus on high-growth B2B and subscription models.

With ongoing investments in innovation and efficiency, LG is well-positioned to sustain long-term qualitative growth and deliver enhanced shareholder value.

Madinet Masr Partners with BUE to Offer Hands-On Training for BAEPS Students

Madinet Masr (EGX: MASR.CA), a leading name in real estate development in Egypt

has announced the signing of a strategic letter of cooperation with the Faculty

of Business Administration, Economics, and Political Science (BAEPS)

at the British University in Egypt (BUE). The agreement, signed on July 15, 2025

aims to empower students through applied learning, support youth talent development

and create a stronger link between academic education and labor market requirements

This collaboration is part of Madinet Masr’s long-term growth strategy focused

on community empowerment, sustainability, and forging academic-industry partnerships

that contribute to national development

Strategic Collaboration to Foster Applied Learning and Innovation

The agreement was officially signed by Eng. Abdallah Sallam, President

and CEO of Madinet Masr, and Prof. Hadia Fakhr El-Din, Dean of BAEPS

in the presence of senior executives from both sides and a distinguished group

of faculty members

This partnership introduces a robust framework for mutual cooperation

in areas such as experiential education, community engagement

and sustainable development. Through this framework, students will benefit

from practical exposure that enhances their job market readiness and helps

them develop the competencies needed to thrive in today’s fast-evolving economic landscape

Internships and Skills Development for BAEPS Students

As part of the agreement, Madinet Masr will offer hands-on internship opportunities

tailored to students of the Faculty of Business Administration, Economics

and Political Science (BAEPS) These internships are designed to provide

real-world experience in project coordination and business management

helping students build strong, career-relevant skillsets

In return, BAEPS will invite experts from Madinet Masr to deliver guest lectures

and interactive workshops, facilitating meaningful knowledge transfer

between the academic and professional realms

Research Collaboration and Academic Enrichment

Beyond student training, the partnership will foster joint research projects

the development of detailed business case studies, and the publication of academic

papers that contribute to knowledge in business management, entrepreneurship

and sustainable development. These initiatives aim to address real-world challenges

and advance both academic and professional fields

Leadership Perspectives on the Partnership

Eng Abdallah Sallam, CEO of Madinet Masr, stated

“We are proud to expand our partnerships with academia, especially with a prestigious

institution like BUE. Education is not just a means to employment—it is a driver for

a sustainable, knowledge-based economy. This collaboration with BAEPS is a step

forward in preparing youth for the future and contributing to Egypt’s national development

goals Prof Hadia Fakhr El-Din, Dean of BAEPS, emphasized

“This partnership strengthens the connection between academia and industry

Our mission at BAEPS is to empower students through applied learning and equip

them with market-driven skills. Together with Madinet Masr, we are paving the way

for a more connected and future-oriented educational ecosystem

Adding to that, Prof. Amany Khodair, Vice Dean for Enterprise and Community Service

remarked This strategic cooperation aligns perfectly with our mission to drive community

engagement and enterprise development through meaningful partnerships

Empowering Young Talent and Driving National Progress

Maryam Ayad, Vice President of People and Culture at Madinet Masr, commented

Investing in young talent through internships and practical learning is central to our vision

This partnership with BUE enables us to bridge the gap between academic training

and market needs, building a generation of qualified professionals who will add real value

to Egypt’s economy and drive the growth of the real estate sector

A Model for Sustainable Collaboration Between Academia and Industry

This partnership reflects Madinet Masr’s continued leadership in Egypt’s real estate

sector and its strong commitment to community development through knowledge

sharing and innovation. It also highlights the company’s ambition to shape a sustainable

future by investing in human capital and nurturing a culture of collaboration between

the private sector and academic institutions

As Egypt moves forward with its national development goals, such partnerships serve

as powerful models for how higher education and industry leaders can unite to prepare

youth, empower communities, and create long-term, positive social and economic impact

By collaborating with the British University in Egypt, Madinet Masr reinforces its position

as a leader in Egypt’s real estate sector and an active contributor to national development

This partnership marks a significant step toward closing the gap between education and

employment, offering students the practical skills and industry exposure needed

to succeed in the modern job market

House Building Offers 7-Year Installment Plans to Own Apartments in Beit Al Watan, New Cairo

Cairo, Egypt – House Building Developments Company has announced the launch

of a new rea estate initiative offering residential units in Beit Al Watan, New Cairo

with flexible installment plans up to 7 years and a down payment starting at just 15%

This initiative, introduced under the company’s ongoing campaign “Your Investment is Safe

” is being implemented for the first time in this strategic and growing district

 Flexible Payment Plans for Residential Units in New Cairo

According to Eng Talaat Gawargious, Chairman of House Building, the initiative

comes in response to growing market demand for affordable housing in Egypt

with financial solutions tailored to help customers own their dream homes without heavy

financial burdens

He emphasized that Beit Al Watan has become one of the most sought-after

areas for both housing and real estate investment due to its proximity to major

highways, modern infrastructure, and advanced urban planning

 High-Quality Construction & Design Variety

Eng Gawargious added that House Building is not only focusing on easing

payment terms, but also ensuring top-quality construction standards

across all its developments The company offers a wide range of apartment sizes

and designs to suit various customer preferences and lifestyles

 Ready-to-Move Units Near Al Ahly Club

In a significant development, the company also announced the launch of a new

residential project directly opposite Al Ahly Club in Beit Al Watan

This project includes ready-to-move apartments with installments over 3 years

and features competitive pricing aimed at making homeownership and property

investment in Egypt more accessible than ever

 Success of Z Point Clinic Project in Nasr City

On a parallel note, the Chairman highlighted the remarkable success of Z Point Clinic

a medical and administrative complex in Nasr City The project comprises a ground

floor and 4 upper levels with flexible office and clinic spaces, all located in a prime

area of downtown Cairo This reflects the company’s expertise in understanding

market needs and delivering diverse real estate solutions

 Over 150 Projects Completed Across Cairo

House Building currently boasts a diverse portfolio of over 50 projects in New Cairo

including popular areas like El Lotus, Andalusia, New Narges, and Beit Al Watan

in addition to 100 completed projects in Nasr City With over 20 years of experience

the company continues to earn the trust of thousands of clients and strengthen its presence

in Egypt’s real estate market

Artal Developments Unveils Cēllen and Wēllen Hubs in New Cairo to Expand Specialized Real Estate

Artal Developments Introduces Two Sector-Specific Projects in New Cairo

Artal Developments, a leading player in Egypt’s real estate market

has launched two new flagship projects in New Cairo Cēllen Business Hub

a mixed-use administrative and commercial development tailored for business

owners and entrepreneurs, and Wēllen Medical Hub, a fully integrated medical

complex offering an advanced environment for a wide range of healthcare specialties

Projects Aligned with Market Demand and Real Investment Execution

According to Maher Taha, CEO of Artal Developments, the simultaneous

launch and commencement of construction for both projects highlight the company’s

financial strength and serious commitment to delivering tangible

investment-ready developments rather than mere conceptual plans

He stated that the company’s initiative stems from strong demand in New Cairo’s real

estate market, especially for sector-focused and functional real estate solutions

Artal’s approach emphasizes not only timely project delivery but also sustainable

design and user-centric planning

Wēllen Medical Hub: A Future-Forward Medical Investment Destination

Artal Developments The Wēllen Medical Hub is purpose-built to provide a holistic

experience for medical

professionals. Taha emphasized that the project’s design integrates privacy, comfort

and modern medical infrastructure, making it ideal for clinics, diagnostic centers

and specialized healthcare units

Artal aims to differentiate its product in a highly competitive market by offering

an environment that meets international healthcare development standards

giving medical investors and practitioners a strategic edge

Cēllen Business Hub: Premium Administrative and Commercial Space

Meanwhile, the Cēllen Business Hub provides a comprehensive workspace solution

for businesses seeking modern, efficient office environments in New Cairo

The project offers a prime location, cutting-edge architectural design

and a smart internal layout to optimize productivity and operational flow

Taha described the business hub as a response to growing demand for professional

administrative spaces that align with today’s dynamic work culture and investment expectations

Flexible Space Options for Investors and Entrepreneurs

Both Cēllen and Wēllen projects feature a wide range of unit sizes designed

to attract investors, startups, and established professionals. The flexibility

in offerings ensures adaptability to diverse investment strategies, making both hubs

key opportunities in one of Egypt’s fastest-growing real estate zones

A Strategic Move to Reshape New Cairo’s Real Estate Landscape

Artal Developments’ dual project launch reflects its strategic vision to reshape

the real estate map in New Cairo, with a focus on integrated, high-demand

developments that cater to specific market needs — be it in business or healthcare sectors

This move positions the company as a key player in specialized real estate

development, ready to meet the evolving demands of both users and investors

in Egypt’s booming property market

Najma Walk and IWG Partner to Boost Flexible Offices in New Cairo

Najma Walk, a leading mixed-use development in New Cairo, has announced a strategic partnership with International Workplace Group (IWG), the world’s larg provider of flexible workspaces.

Under this collaboration, IWG will manage and operate Najma Walk’s office spaces through its renowned Regus brand, reinforcing Najma Walk’s status as a top destination for modern business environments.

Najma Walk: A Landmark Mixed-Use Project Featuring AI-Driven Design and Prime Location

Covering over 12,000 square meters, Najma Walk integrates commercial, medical, and administrative units with stunning views, offering investors and businesses a contemporary and fully integrated workspace.

The project uniquely incorporates advanced artificial intelligence technologies to enhance design and service delivery, aligning with global sustainable real estate development standards to create long-term investment value.

IWG Brings 35+ Years of Expertise in Flexible Workspace Management

The partnership marks Najma Walk’s third major international collaboration, following agreements with Concorde Hotels & Resorts for hospitality management and Eterna Clinics for medical services.

With over 35 years of global experience, IWG’s involvement will ensure seamless operation of flexible office solutions at Najma Walk, catering to the evolving demands of Egypt’s workforce.

Accelerated Project Progress and Vision for Integrated Business Solutions

Najma Walk’s Board of Directors highlighted the swift advancement of construction, emphasizing their commitment to delivering a premium project that surpasses investor expectations.

Selecting IWG as a strategic partner reflects Najma Walk’s holistic vision to provide a comprehensive and high-standard business environment, boosting the project’s investment appeal.

IWG’s Expansion Plans Align with Growing Demand in Egypt’s Key Business Districts

Mr. Youssef Naguib, Executive Director of IWG Egypt, expressed enthusiasm for the collaboration, noting plans to expand Regus centers to 150 locations across Egypt by 2030.

The focus will be on strategic regions such as New Cairo, West Cairo, the North Coast, and the New Administrative Capital, meeting the rising demand for flexible workspaces.

Conclusion: Najma Walk Sets a New Benchmark for Integrated Commercial Developments in Egypt

This collaboration with IWG solidifies Najma Walk’s position as a pioneering mixed-use project, combining innovative technology, premium workspace solutions, and global operational expertise to attract top-tier investors and tenants.

Central Bank: Remittances from Egyptians Abroad Reach All-Time High

Remittances from Egyptians abroad surged by 69.6%

reaching USD 32.8 billion during the period from July to May of the fiscal

year 2024/2025, compared to USD 19.4 billion during the same period of the previous

year, according to data from the Central Bank of Egypt

Strong Year-on-Year Growth in Remittances

Between January and May 2025, remittances increased by 59% year-on-year

 totaling approximately USD 15.8 billion, up from USD 9.9 billion in the corresponding

period in 2024

Record-High Inflows in May 2025

On a monthly basis, May 2025 witnessed historic remittance inflows

with total transfers reaching USD 3.4 billion. This marks a 24.2% increase year

-on-year compared to USD 2.7 billion in May 2024

 the highest remittance level ever recorded for the month of May

Central Bank: Key Implications for Egypt’s Economy

Central Bank The sharp rise in foreign currency inflows through remittances significantly

strengthens Egypt’s external position, contributes to foreign exchange reserves

and supports macroeconomic stability. These funds also play a crucial role in

household income and domestic consumption, especially under current global

economic pressures

Americana Restaurants Egypt Wins Two Prestigious Global Awards from MEA Business for Excellence in Customer Experience and Sector Leadership

Americana Restaurants Egypt has been recognized with two prestigious global awards at the Middle East & Africa Business Achievement Awards, organized by MEA Business Magazine in collaboration with MEA Finance. The company received the “Customer Experience Excellence Award” in the hospitality sector and the “Outstanding Sector Leadership and Growth Award” in the restaurant sector. These awards reflect the success of Americana Restaurants Egypt’s strategy in delivering an exceptional customer experience and driving sustainable growth in one of the region’s most competitive markets.

Americana Restaurants Egypt

These awards reflect Americana Restaurants’ commitment to operational excellence, innovation, and building meaningful customer connections, aligning with the aspirations of Egyptian consumers and strengthening its regional footprint. With a network of over 450 branches and a team of more than 7,300 employees, Americana Restaurants continues to set the benchmark for quality, consistency, and service across Egypt’s vibrant dining landscape.

Hesham Talaat, Country General Manager for Egypt & Iraq and General Manager for Hardee’s, expressed his pride in the achievement, stating: “Winning these two global awards reaffirms our commitment to delivering an awesome experience for our customers driven by innovation and operational excellence. This recognition is a powerful testament to the dedication of our teams, who consistently place customer satisfaction at the heart of everything we do. It motivates us to continually elevate service standards across every branch.”

He added: “We believe food is more than just a meal, it builds communities around the joy of food. This belief is deeply rooted in our approach at Americana Restaurants Egypt, where we are committed to creating awesome experiences for our customers through warm, welcoming spaces, exceptional service, and memorable dining moments that go beyond the plate.”

Americana Restaurants is one of Egypt’s leading food and dining operators, with a presence in over 30 cities. Serving millions of customers every day through dine-in, delivery, and takeaway, the company continues to shape the local food scene through consistency, innovation, and a deep understanding of consumer needs.

At the heart of this success are 7,300 team members, the true engine behind Americana’s sustained growth. Through continuous investment in talent development and training, the company ensures that every customer interaction reflects a culture of excellence and ownership.

Americana Restaurants Egypt operates a diverse portfolio of iconic global brands, including KFC, Pizza Hut, Hardee’s, Krispy Kreme, TGI Fridays, Baskin Robbins, and Costa Coffee, as well as local brands such as Chicken Tikka and Wimpy. This diversity allows the company to cater to a wide range of tastes and preferences, giving it a unique position in the market.

The company also leverages its presence across 12 countries to adopt the best global operational practices while tailoring them to suit local market dynamics and consumer culture. Additionally, it remains committed to supporting local communities through various initiatives in education, employment, and sustainability including work-study programs with universities and specialized vocational schools, and ongoing environmental and social initiatives.

These recognitions mark a new chapter in Americana Restaurants Egypt’s journey, building on its rich legacy while amplifying its economic and social impact by offering exceptional dining experiences that reinforce its role as a key partner in sustainable development in Egypt and the region.

It is worth noting that MEA Business is a global business publication that spotlights positive developments across the Middle East and Africa, offering a platform for industry leaders to share ideas and build partnerships. It provides motivational content including sector reports and inspiring interviews, which is available in both print and digital formats, enhanced with augmented reality for an interactive reading experience. The magazine honors outstanding companies that deliver exceptional customer service.

Arab African International Bank Launches 98th Branch in Egypt at Palm Hills

Strengthening AAIB’s Branch Network Across Egypt

As part of its strategic plan to expand and enhance its physical presence

the Arab African International Bank (AAIB) has officially opened a new branch

in Palm Hills – Golf Central Mall, located in 6th of October City, Egypt. This move

reinforces AAIB’s commitment to providing convenient and accessible banking services

to a wider client base

AAIB Now Operates 98 Branches Across Egypt

With the addition of the Palm Hills – Golf Central branch, AAIB’s national network

has grown to a total of 98 branches across Egypt. This expansion aims to improve

the geographic coverage of the bank and bring it closer to both individual and corporate

clients, helping to meet their evolving financial and banking needs

A Step Towards Personalized and Accessible Banking

Arab African International Bank The new branch is designed to offer a full range

of banking products and financial

services, including personal banking, SME solutions, and investment services. By choosing

a high-traffic and prestigious location like Palm Hills – Golf Central, AAIB is positioning

itself at the heart of a rapidly growing residential and commercial area

Supporting Egypt’s Economic Growth with Stronger Financial Infrastructure

Arab African International Bank This expansion highlights AAIB’s long-term vision

to support Egypt’s economic

development by enhancing access to modern, efficient, and reliable banking infrastructure

The bank continues to play a pivotal role in promoting financial inclusion and delivering

customer-centric solutions across the country

OPPO Launches Reno14 Series in Egypt with AI Flash Photography and 4K Video Capabilities

 Global smart technology leader OPPO has officially announced the launch of its all-new

Reno14 Series in Egypt, introducing groundbreaking innovations in AI photography, 4K

underwater video, and productivity tools — all wrapped in a sleek, ultra-slim design

tailored for modern lifestyles

With the campaign slogan “AI Party Bestie”, the OPPO Reno14 Series

represents the next generation of AI-enhanced smartphones, designed to empower

users to express themselves creatively and capture life’s most dynamic moments

with unprecedented clarity and ease

A New Era of AI Flash Photography and Smart Imaging

At the heart of the Reno14 Series lies its revolutionary AI flash photography system

which uses advanced algorithms and real-time scene recognition to deliver

studio-quality results — even in the most challenging lighting conditions

Whether you’re capturing late-night celebrations, action-packed moments

or scenic landscapes, the Reno14 Series ensures vivid clarity, rich colors, and seamless

image stabilization

Celebrating Innovation: OPPO’s Launch Event in Egypt

In celebration of this major launch, OPPO is set to host an exclusive event in Cairo

designed to showcase the Reno14’s capabilities in real time. The event will offer

a hands-on experience with the Reno14 lineup, focusing on AI-powered flash

photography, 4K underwater videography, and next-gen design

The Reno14 Series reinforces OPPO’s leadership in smartphone innovation in Egypt

further strengthening its position in one of the region’s fastest-growing tech markets

Three Powerful Models for Every Lifestyle

The Reno14 Series includes

Reno14 Pro 5G

Reno14 5G

Reno14 F 5G

Each model features a bold design and cutting-edge AI imaging technology

setting new standards for mobile performance, style, and user experience

Empowering Youth and Elevating Everyday Life

According to Engy Shalash, CMO at OPPO Egypt

The Reno14 Series is more than just a smartphone launch — it’s an invitation

for young people to ‘Make Their Moment’ with the support of AI-powered tools

that reflect their lifestyle and aspirations

OPPO’s human-centric approach ensures that advanced features like long battery life

enhanced productivity, and user-friendly AI tools are accessible to everyone

reinforcing the brand’s commitment to inclusive, purposeful innovation

Supporting Egypt’s Growing Tech Ecosystem

OPPO sees the launch of the Reno14 Series as a strategic move to contribute to Egypt’s

digital transformation, especially as demand for AI smartphones and smart

photography tools continues to rise. The company is committed to delivering meaningful

innovation that drives digital creativity, local engagement, and economic growth

in Egypt’s dynamic technology sector

Availability and Launch Timeline

The official launch event for the OPPO Reno14 Series in Egypt is scheduled

for the last week of July 2025, with all three models expected to be available at major

retailers and online platforms shortly after

Stay tuned and follow OPPO Egypt’s social media channels for updates, exclusive

previews, and behind-the-scenes content from the launch event

Nice Deer Receives FRA Approval to Launch Egypt’s First Digital Factoring Platform for Medical Claims

A Regulatory Milestone for Egypt’s Health InsurTech Industry

Nice Deer, a leading Egyptian InsurTech company, has officially received approval

from Egypt’s Financial Regulatory Authority (FRA) to establish Nice Deer for

Financial Solutions — the country’s first fully digital non-banking financial

institution (NBFI) specializing in factoring deferred medical insurance claims

This strategic approval enables Nice Deer to tackle one of the most pressing issues

in Egypt’s healthcare system liquidity shortages due to delayed insurance claim

payments. By offering real-time financing, the platform will convert outstanding

medical receivables into immediate cash flow for healthcare providers

Accelerating Cash Flow in a EGP 300 Billion Market

Egypt’s medical insurance market is valued at over EGP 300 billion annually

yet delays in claim settlements continue to burden healthcare providers

Nice Deer aims to factor EGP 500 million in medical claims within the platform’s

first two years, creating a faster and more equitable economic cycle

“This license marks more than an operational step,” said Engy Shalash

Co-founder and Chief Marketing Officer at Nice Deer. “It’s a turning point for

how the health insurance market operates — giving providers the financial predictability

they need to thrive

AI-Driven Factoring: Solving Healthcare Financing Challenges

Healthcare providers in Egypt often face delayed payments from insurance companies

and third-party administrators (TPAs), leading to cash flow bottlenecks

poor service delivery, and hesitancy to join insurance networks

Nice Deer’s digital factoring platform leverages a proprietary AI-powered credit

engine that evaluates real-time claim data, medical approvals, and utilization trends

to offer secure, automated financing decisions

“Financing is no longer a luxury — it’s a core necessity for a sustainable health system

” said Mostafa Medhat Hussien, CEO of Nice Deer. “Our AI model ensures faster

revenue cycles, reduces bias against insured patients, and supports the shift to

value-based healthcare in Egypt

Building a Smart Financial Infrastructure for Egypt’s Healthcare Sector

Nice Deer is building more than just a platform it’s developing a smart financial

infrastructure tailored for Egypt’s healthcare industry The company aims to:

Convert delayed receivables into instant cash settlements

Encourage more providers to join payer networks

Expand health insurance penetration nationwide

Support a value-based healthcare model powered by real-time financial

tools and data intelligence

This approach addresses long-standing inefficiencies while creating a resilient

tech-enabled ecosystem for both public and private sector healthcare delivery

About Nice Deer

Nice Deer is an Egyptian health InsurTech innovator transforming the nation’s

insurance operations through digital technology Its platform connects insurance

companies, TPAs, healthcare providers, and insured individuals, serving over

1 million beneficiaries across Egypt

With a network of more than 8,000 pharmacies, clinics, hospitals, and labs

Nice Deer ensures nationwide healthcare access. Its comprehensive digital

solutions include

Automated claims processing

Medical approvals management

Predictive analytics and fraud detection

AI-based factoring solutions

By managing the entire medical claims lifecycle — from submission to settlement

 Nice Deer delivers regulation-compliant, scalable, and data-driven tools that help shape

the future of Egypt’s healthcare financing

With its newly granted FRA license, Nice Deer is set to revolutionize medical claims

financing in Egypt Through AI-powered digital factoring, the company is solving

liquidity challenges, enhancing provider sustainability, and supporting Egypt’s journey

toward a digitally empowered, value-based healthcare system

Valu Offers Financial Solutions for “Learn to Earn” Initiative Launched by RoboGarden Egypt to Equip Egyptian Youth with Digital Job-Market Skills

Valu, MENA’s leading universal financial technology powerhouse, has announced its partnership with RoboGarden Egypt, the AI-powered EdTech platform, to provide flexible payment plans for the “Learn to Earn” initiative.

 

This initiative seeks to empower youth across Egypt — with a special focus on women and people with disabilities — by providing specialized digital training programs designed to equip them with the skills needed to thrive in today’s evolving job market.

 

Valu

The initiative features an innovative approach that promotes equal opportunity in education by offering a hybrid learning experience. Combined with Valu’s flexible payment solutions, it ensures that high-quality digital training is accessible and affordable to all.

“Learn to Earn” marks a significant milestone for both companies, with strong strategic value for the supporting entities. For Valu, this collaboration represents an opportunity to expand its diverse portfolio in lifestyle enablement, particularly in skill development and education — in alignment with national development goals and impactful community engagement.

Commenting on the partnership, Walid Hassouna, CEO of Valu, said: “This collaboration reflects Valu’s deep-rooted commitment to education and to the community we serve. As we expand beyond the traditional buy-now-pay-later model, initiatives like ‘Learn to Earn’ allow us to channel our financial tools toward meaningful, long-term impact. By partnering with RoboGarden Egypt, we’re enabling individuals — particularly those from less fortunate communities — to acquire in-demand skills and unlock economic opportunities.”

The program features a comprehensive, engaging learning experience — including self-paced content, live online sessions, and in-person workshops. Pathways such as web development open real opportunities for employment or freelance work in Egypt’s digital economy. Participants receive a certificate upon completing 75% of the content, with their progress tracked through analytics, attendance, and assessments.

As part of its commitment to supporting the initiative, Valu is hosting five training cohorts at Valu Café, sponsoring a total of 20 students, with four participants from each cohort receiving a 50% discount on the program fees.

Lamise Negm, Chairperson of the Board of Trustees of RoboGarden Egypt and Advisor to the Chairman of the Financial Regulatory Authority, expressed her pride and appreciation for launching this initiative, noting that it transcends traditional digital education to represent a deeply human mission. Negm stated: “What makes this initiative truly special is its focus on traditionally marginalized groups—women, people with disabilities, and youth in remote areas—by opening doors to the tech sector without requiring them to abandon their daily lives or overcome insurmountable barriers. It offers real opportunities for professional growth and economic empowerment by building solid bridges between education and employment.

 

This reflects a conscious collaboration between the private sector and development partners to create a more just and inclusive tech landscape—one where no one is left behind.”

Engy El Sabban, CEO and Co-founder of RoboGarden Egypt, added: “Through this initiative, we aim to extend RoboGarden’s reach to the underserved youth, women, and people with disabilities — empowering them with remote work opportunities and flexible career paths. Our hybrid model proves scalable in the local market. We target more than 1,000 trainees across Egypt by the end of the year. Early pilot groups, delivered in collaboration with both local and international organizations, have shown strong support across sectors — and Valu’s contribution will be instrumental in scaling our impact.”

El Sabban noted that five training cohorts will be held under this partnership, with 25 participants in each — reaching a total of 125 learners. She emphasized that vocational and skills-based training is key to enhancing labor market competitiveness in Egypt, especially amid global economic shifts and the growing reliance on technology. Statistics show that around 60% of Egyptian university graduates struggle to secure employment immediately after graduation due to the gap between educational outcomes and market needs.