The Central Bank of Egypt (CBE) has announced a notable rise in financial inclusion rates
in Egypt, with 76.3% of the adult population (aged 15 and above) now owning and actively
using financial accounts as of June 2025 This translates to 53.8 million citizens engaging in financial
transactions through bank accounts, Egypt Post accounts, mobile wallets, or prepaid cards, according
to the latest core indicators published by the CBE This marks an increase from 74.8% recorded in
December 2024, reflecting the progress made under the framework of the Financial Inclusion Strategy (2022–2025)
Women’s Financial Inclusion in Egypt Rises to 70%
A key highlight of the report is the advancement in women’s access to financial services in Egypt
with the female financial inclusion rate reaching 70% in June 2025, up from 68.8% in December 2024
This improvement underscores the CBE’s commitment to women’s economic empowerment, in collaboration
with relevant ministries and stakeholders. These efforts aim to increase women’s financial independence
by expanding their access to formal financial tools and services
Youth Financial Inclusion Continues to Improve
Central Bank The financial inclusion rate among youth also showed steady growth, rising to 54.4% in June
2025 compared to 53.1% in December 2024. This increase is fueled by strategic initiatives from the CBE
including the authorization for youth aged 15 and above to open bank accounts, thus promoting early financial
literacy and inclusion
Financial Inclusion in Egypt Grows by 214% Since 2016
From 2016 to mid-2025, financial inclusion in Egypt has expanded by an impressive 214%, highlighting
a major transformation in citizens’ engagement with formal financial systems. This surge is a testament
to the country’s robust policy framework and its dedication to bridging the financial gap across diverse
population segments
Central Bank: Key Pillars and Enablers
The Financial Inclusion Strategy (2022–2025) developed by the Central Bank of Egypt is grounded
in data-driven approaches to monitor and enhance financial inclusion across the nation It focuses
on three main dimensions
Accessibility to financial services
Usage of accounts and services
Quality of financial offerings
To achieve its strategic goals, the CBE emphasizes
Diversification of financial products and services tailored to the needs of various customer
segments (banking and non-banking)
Establishment of inclusive regulatory and legislative frameworks
Promoting the integration of all social segments into the formal financial system
Enhancing financial education and digital transformation
The latest data from the Central Bank of Egypt confirms that the country is on a strong trajectory
toward comprehensive financial inclusion, with continuous efforts aimed at empowering women
engaging youth, and expanding access to reliable and quality financial services for all As Egypt
moves closer to realizing the goals of its Financial Inclusion Strategy 2025, the results reflect a
growing trust in and reliance on the formal financial ecosystem
